Wiegers Financial & Benefits

How Artificial Intelligence is Changing Group Benefits in Canada

November 7, 2025

Artificial Intelligence (AI) is everywhere, and it’s changing the way many industries operate, including group benefits. From catching fraud faster to helping employees stay healthier, AI is quietly transforming how benefit plans are managed and experienced.

Navigating Uncertainty: Why Employers Need a Benefits Consultant More Than Ever

October 6, 2025

Across Canada, employers and their employees are facing heightened uncertainty. Rising inflation, geopolitical instability, and shifting trade dynamics are fueling unease in the workplace. For many organizations, this turbulence has underscored the importance of leaning on trusted benefits consultants to help chart a clear, strategic path forward.

The Rising Tide of GLP-1s and Biologics: Strategic Cost Management for Employers

September 17, 2025

Prescription drug coverage continues to be a top cost pressure for Canadian group benefits plans. According to a 2025 report, overall drug trend – the year-over-year change in relative annual drug spend per plan member - rose 5.8%, driven by a 2.7% increase in specialty‑drug spend per claimant.

What Our Recent Wealth Management Transition Means for Our Benefits and Group Retirement Clients.

September 16, 2025

We know how important it is to keep you informed, especially when there’s a change on our end that might raise questions. That’s why we want to share a quick update about a recent transition that impacts only a portion of our business: our investment clients.

Bob Matheson: A Legacy of Excellence

July 25, 2025

At Wiegers Financial & Benefits, we are always looking for ways to grow, evolve, and enhance the value we bring to our clients. That is why we are thrilled to announce a significant milestone—the acquisition of a book of business from Bob Matheson, a highly respected leader in the group benefits and group retirement industry in Saskatoon.

Mastering Your Merger & Acquisition Strategy: An Introduction

July 11, 2025

In the period from July 1 to November 30, 2024, there were 1,068 M&A deals in Canada with a total value of $227 billion. In H1 2025, PwC Canada expects Canadian M&A markets to continue on this slightly upward trajectory, with a steady increase in activity as the year progresses.

WOMEN IN SPORT: Empowering The Next Generation With U of S Huskies Women Sponsorship

June 13, 2025

At Wiegers Financial & Benefits, we believe in the power of community, the strength of teamwork, and the incredible impact sports can have on young people’s lives. This year, I am proud to announce a $36,000 matching scholarship to women student-athletes with the University of Saskatchewan Huskies, for a combined fundraising total of $72,000. This commitment is more than just a financial contribution. It reflects my deep-rooted belief in the importance of supporting girls and women in sport, and fostering opportunities for them to thrive.

Prepare for Rising Health Benefit Costs in 2025

May 30, 2025

Employees are choosing employers who care, and a custom-designed Group Life and Health benefits plan that helps look after your employees is one of the foundational components of a competitive rewards and compensation strategy. In our latest Benefits news, we speak to rising health benefit costs in 2025.

The Importance Of Getting The Future Of Your Business In Writing: Buy-Sell Agreements And Shareholder Agreements

May 17, 2025

Wiegers Financial & Benefits stands as one of Saskatchewan’s premier privately-owned firms specializing in financial planning and employee benefits consulting. Within our Financial Planning Division, we offer expert investment and insurance planning services to business owners, individuals, and families, assisting them in achieving their long-term financial objectives.

How to Mitigate Group Benefit Costs Without Sacrificing Value

February 2, 2025

Businesses should focus on ways to mitigate group benefit costs while maintaining a competitive and meaningful plan for employees. When approached strategically, group benefits remain a vital investment in workforce retention, productivity, and financial stability.

The Power of Employer Matching in Group Retirement Savings Plans

January 30, 2025

Wiegers Financial & Benefits is one of Saskatchewan’s largest private financial planning and group benefits consulting firms. In the war for talent, it’s imperative you stand out. More than ever, employees are choosing employers who care, and a custom-designed Group Retirement Savings Plan that helps look after your employees is an excellent compensation strategy that will help make you irresistible to the talent your business needs to thrive. In our latest group retirement news, we speak about the power of employer matching in group retirement saving plans.

How to Identify and Fill Common Gaps in Financial Planning

January 21, 2025

Financial planning is like building a house—it’s easy to focus on the shiny countertops and hardwood floors but forget about the cracks in the foundation. Even the most well-intentioned plan can have gaps that threaten its stability. Today, let’s talk about common gaps in financial planning—those overlooked areas that could make or break your journey to financial peace. We’ll explore why these gaps exist, how to identify them, and what you can do to fill them before they grow into costly chasms.

Probate Strategies for High-Net-Worth Canadians

January 15, 2025

Your life is ever-evolving and multi-faceted, and so are your goals. Wiegers Financial & Benefits offers a holistic approach to financial planning to ensure that no matter how your circumstances and goals change and no matter how complex they become, we cover all of the bases. In our latest blog post, we highlight probate strategies for high-net-worth individuals in Canada.

Group Retirement Plans During and Beyond RRSP Season

January 8, 2025

Wiegers Financial & Benefits is one of Saskatchewan’s largest private financial planning and group benefits consulting firms. In the war for talent, it’s imperative you stand out. More than ever, employees are choosing employers who care, and a custom-designed Group Retirement plan that helps look after your employees is an excellent compensation strategy that will help make you irresistible to the talent your business needs to thrive. In our latest Group Retirement news, we speak to group retirement plans during and beyond RRSP season.

Supporting Saskatoon Kids With T.L.C.@Home

December 13, 2024

At Wiegers Financial & Benefits, we dedicate ourselves to creating a positive impact in the communities we call home. Community drives everything we do, and this holiday season, we’re stepping up once again to support a cause that’s close to our hearts: supporting Saskatoon kids.

Community Involvement and Volunteering Benefits Everyone

November 15, 2024

At Wiegers Financial & Benefits, one of our core values is Build Community, reflecting our deep commitment to giving back, supporting meaningful causes, and fostering the betterment of the communities where we live, work and play. By embracing this value, we aim to create positive change, build strong relationships, and contribute to the overall well-being of those we serve. Read more as we explain how community involvement and volunteering benefits everyone.

Supporting Heart Disease and Stroke Awareness

October 18, 2024

At Wiegers Financial & Benefits, heart disease and stroke have touched the lives of our team members, clients, and their loved ones. We are committed to a future where heart disease and stroke no longer claim the lives of those we cherish. This dedication, combined with our corporate values of caring for people and building community, drives our support for Heart & Stroke in its mission to “Promote Health. Save Lives. Enhance Recovery”. Read more to learn how you too can support.

Wiegers Financial & Benefits: Proud Sponsor of the 2024 Sabex Family Business of the Year Award

October 18, 2024

At Wiegers Financial & Benefits, we deeply value the power of community and understand the critical role that local businesses play in Saskatoon’s growth and prosperity. This year, we were thrilled to sponsor the 2024 SABEX Family Business of the Year Award, a prestigious honor that celebrates the unique contributions of multi-generational family-owned businesses in our city.

Colton Wiegers: Becoming a Chartered Financial Analyst

September 20, 2024

Wiegers Financial & Benefits provides financial planning services to business owners and individuals like you. Our role is to help you make the most of your assets to efficiently achieve short- and long-term goals. In our latest article, Colton Wiegers shares his journey to become a Chartered Financial Analyst.

Cliff Wiegers: Business Succession Planning – The Next Chapter at Wiegers Financial & Benefits

July 26, 2024

Wiegers Financial & Benefits is one of the largest private financial planning and employee benefits consulting firms in Saskatchewan. Our Financial Planning Division provides business owners, individuals and families with expert investment and insurance planning services to help them reach their long-term financial goals. We also have a Group benefits division. In our latest news, Cliff Wiegers shares some personal news about business succession planning.

Exclusive Discounts On Disability Insurance For Students

June 21, 2024

Starting a professional career comes with excitement and challenges, but financial security should never be one of them. This is why the RBC Insurance 2025 Student Savings Program offers exclusive discounts on disability insurance for students and other essential coverage. This program ensures you can focus on building your future without worrying about unexpected financial setbacks.

The Future Of Your Farm’s Estate: Top 6 Considerations

June 7, 2024

Wiegers Financial & Benefits provides expert financial planning services to business owners and individuals like you. Our role is to help you make the most of your assets to achieve both short and long-term goals efficiently. In our latest article, Cliff Wiegers a trusted financial planner explains the top 6 things you should consider when thinking about the future of your farm estate.

What You Might Consider Doing If You’ll Be Leaving Behind A Large Estate

April 19, 2024

Your life is ever-evolving and multi-faceted, and so are your goals. Wiegers Financial & Benefits offers a holistic approach to financial planning to ensure that no matter how your circumstances and goals change and no matter how complex they become, we cover all of the bases. In our latest blog post, we what you might consider doing if you’ll be leaving behind a large estate.

How Practicing Daily Gratitude Is A Game-Changer

March 15, 2024

Gratitude. It’s something I started paying especially close attention to practicing after I read The Gratitude Diaries by Janice Kaplan – an excellent book and quick read that speaks to the far-reaching benefits of being grateful for what we have.

The Importance Of Benefits Plan Administration Tasks

February 16, 2024

Employees are choosing employers who care, and a custom-designed Group Life and Health benefits plan that helps look after your employees is one of the foundational components of a competitive rewards and compensation strategy that will attract and retain strong talent over the long-term. In our latest benefits news we share information on the importance of Benefits Plan administration tasks!

Maximize Your RRSP: Expert Tips for Your Financial Goals

January 17, 2024

Your life is ever-evolving, and so are your financial goals. At Wiegers Financial & Benefits, we understand the importance of maximizing your RRSP to ensure your future stays on track. By taking a holistic approach to financial planning, we aim to ensure every base is covered as your circumstances and objectives change. In this blog, trusted financial planner Kim Chicoine shares valuable strategies to help you maximize your RRSP and secure your financial future.

Health Spending Accounts (HSAs)

January 10, 2024

Wiegers Financial & Benefits is one of Saskatchewan’s premier locally-owned family businesses specializing in financial planning and employee benefits consulting. Within our Financial Planning Division, we offer expert investment and insurance planning services to business owners, individuals, and families, helping them achieve long-term financial goals. Additionally, our Group Benefits Consulting Division assists clients in becoming and remaining employers of choice by providing attractive employee benefits, including Health Spending Accounts (HSAs).

Maximizing Financial Success: The Holistic Approach to Planning

January 3, 2024

At Wiegers Financial & Benefits, we specialize in providing expert financial planning services tailored to business owners and individuals like you. Our mission is to help you optimize your assets to achieve both your short-term and long-term goals. In our latest article, Cliff Wiegers dives into the benefits of adopting a holistic approach to financial planning.

Financial Literacy Video Series

Wiegers Financial & Benefits Financial Literacy Video Series: The Costs of Borrowing

December 27, 2023

The Financial Literacy Video series is your exclusive gateway to financial empowerment brought to you by Wiegers Financial & Benefits. In this series, we offer invaluable perspectives and tailored approaches to bring your financial goals to life. Whether you’re just beginning or seeking to refine your financial planning, we have the resources for all. Stay tuned as we explore essential financial topics in the coming posts, and let’s work together to unleash your financial potential. Your brighter financial future starts here. In our latest VLOG, Taylor Szeto, a trusted financial advisor will provide you with information about the cost of borrowing.

Financial Literacy Video Series

Wiegers Financial & Benefits Financial Literacy Video Series: Commitment to Savings

December 20, 2023

Financial Literacy Video Series

Wiegers Financial & Benefits Financial Literacy Video Series: Debt Management

December 13, 2023

The Financial Literacy Video series is your exclusive gateway to financial empowerment brought to you by Wiegers Financial & Benefits. In this series, we offer invaluable perspectives and tailored approaches to bring your financial goals to life. Whether you’re just beginning or seeking to refine your financial planning, we have the resources for all. Stay tuned as we explore essential financial topics in the coming posts, and let’s work together to unleash your financial potential. Your brighter financial future starts here. In our latest VLOG, Kim Chicoine, a trusted financial advisor will provide you with information about how you can effectively manage your dept.

Disability Insurance: Income Protection for Life’s Unexpected Turns

December 6, 2023

Life is unpredictable. While we plan for the future with optimism, unexpected illnesses and injuries can disrupt our ability to earn an income. Disability insurance is a critical financial safety net that provides income replacement if you become unable to work due to a disability. Despite its importance, many people overlook this essential coverage, assuming it’s only for high-risk occupations. In reality, disability insurance is for everyone who relies on their income to support themselves and their family.

How Tariffs Impact Personal Finances — and What You Can Do About It

November 29, 2023

Understanding how tariffs impact personal finances in Canada is crucial in today’s economic climate. With shifting trade policies between Canada, the United States, and other global partners, it’s more important than ever to have a clear financial strategy—and a trusted planner by your side.

How to Identify and Fill Common Gaps in Financial Planning

November 22, 2023

Financial Literacy Video Series

Wiegers Financial & Benefits Financial Literacy Video Series: Life Insurance for Protecting Your Family

November 15, 2023

The Financial Literacy Video series is your exclusive gateway to financial empowerment brought to you by Wiegers Financial & Benefits. In this series, we offer invaluable perspectives and tailored approaches to bring your financial goals to life. Whether you’re just beginning or seeking to refine your financial planning, we have the resources for all. Stay tuned as we explore essential financial topics in the coming posts, and let’s work together to unleash your financial potential. Your brighter financial future starts here. In our latest VLOG, Cliff Wiegers, a trusted financial advisor will provide you with information about why life insurance is so critical to your family’s financial security.

Farm Estate and Succession Planning

November 8, 2023

Wiegers Financial & Benefits provides expert financial planning services to farmers like you. Our role is to help you make the most of your family farm to achieve both short and long-term goals efficiently. In our latest VLOG, Cliff Wiegers a trusted financial planner explains how you can achieve the most for your farm estate and succession planning.

Healthcare Costs You Need to Consider in Your Financial and Retirement Plans

November 1, 2023

One of my favourite quotes is one that impacted me the first time I read it several years ago – and it continues to impact me to this day. It reads, “Don’t regret getting older. It’s a privilege denied to many.” This is the kind of quote that for many people, brings perspective instantly. Every day is TRULY a gift. As with just about everything, though, living longer comes with a financial cost, and in order to enjoy each day as much as we can, it’s important we’re prepared for it as best we can be. With this in mind, the following are five healthcare costs you need to consider when planning for your financial future.

The Life-Changing and Far-Reaching Benefits of Business Coaching

October 25, 2023

In 1991 I joined a coaching program called The Strategic Coach which was run by Dan Sullivan out of Toronto. The program has since gone international and has thousands of participants involved globally. Put very simply, it is intended for individuals who are interested in growing both personally and professionally. The goal is for participants to have a great personal life with lots of time off, as well as a great business that generates a lifestyle for them that allows them to live a preferred life.

The Future is Flexible: Flex Benefits for Employee Wellness

October 18, 2023

A proper employee benefits program is a quintessential tool in helping to ensure employee health and well-being. As long as your employees utilize the program, it can help keep them healthy, happy, and focused at work. However, with the changing generations in the workforce – and the fact that millennials now comprise a majority of it – standard employee benefit programs need to change as well.

How Planning for Your Financial Success is Good for Your Health

October 11, 2023

Wiegers Financial & Benefits is one of Saskatchewan’s premier locally owned family business specializing in financial planning and employee benefits consulting. Within our Financial Planning Division, we offer expert investment and insurance planning services to business owners, individuals, and families, assisting them in achieving their long-term financial objectives. Additionally, we have a Group Benefits Consulting Division which plays a vital role in helping clients become – and remain – employers of choice by providing their employees and families with the group benefits, personal insurance & retirement plans they want. In our recent blog Taylor Szeto explains how you can plan for your financial success.

Help Your Employees’ Families Too With a Group Benefits Plan

October 4, 2023

When most people think about what it takes to help protect their loved ones’ financial security, they tend to think about life insurance – and it makes sense. Owning insurance that pays out a lump sum benefit to your beneficiaries in the event of your untimely death is the most effective way to ensure that even when you’re no longer here to contribute to them financially, they’ll be looked after. When an individual wants or needs to purchase life insurance, he or she typically contacts a financial advisor or insurance representative who then conducts a needs analysis to determine the individual’s life insurance needs, applies to one or more insurance companies for it, and then if the individual’s insurance application is approved (including potentially a medical questionnaire and tests), begins paying insurance premiums to keep it in-force.

How Benefits Can Help Bolster Your Employees’ Mental Health And Your Company’s Bottom Line

September 27, 2023

Wiegers Financial & Benefits is one of Saskatchewan’s premier locally-owned family businesses specializing in financial planning and employee benefits consulting. Our Group Benefits Consulting Division is vital in helping clients become – and remain – employers of choice by providing their employees and families with the group benefits, personal insurance & retirement plans they want. In our latest article we share more about how employee benefits can help bolster your employees’ mental health and your company’s bottom line.

Unpacking Critical Illness Insurance and Why It Matters

September 20, 2023

Wiegers Financial & Benefits provides expert financial planning services to business owners and individuals like you. Our role is to help you make the most of your financial well being to achieve both short and long-term goals efficiently. In our latest blog, Kim Chicoine explains the impact Critical Illness insurance can have on your financial well being.

Writing a Will Before A Baby is Born: A Step-by-Step Guide for Expectant Parents

September 13, 2023

Wiegers Financial & Benefits is a prominent leader among Saskatchewan’s private financial planning and employee benefits consulting firms. Our Financial Planning Division is dedicated to offering business owners, individuals, and families top-notch investment and insurance planning services, ensuring they successfully navigate the path toward their long-term financial aspirations. Additionally, we have a specialized Group Benefits and Retirement Division to cater to our client’s diverse needs. In our latest article, we share why Writing a Will Before Baby is Born is so important for your families financial future.

Business and Life Coaching: What It Is and Why You Should Consider It

September 6, 2023

In 1990 I attended a conference in Quebec City where one of the speakers was a business and life coach. I saved his card and thought what he had to say would help me professionally in my business. Long story short, I signed up for his program. I paid approximately $2,500 per year to join and flew to Calgary once every three months to attend.

Buy-Sell and Shareholder Agreements: What Happens When Business Partners No Longer Want to Be in Business Together?

August 30, 2023

Wiegers Financial & Benefits is a prominent leader among Saskatchewan’s private financial planning and employee benefits consulting firms. Our Financial Planning Division is dedicated to offering business owners, individuals, and families top-notch investment and insurance planning services, ensuring they successfully navigate the path toward their long-term financial aspirations. Additionally, we have a specialized Group Benefits and Retirement Division to cater to our client’s diverse needs. In our latest article, we share what happens in a buy-sell shareholder agreements if your business associates and you have a falling out and no longer want to stay in business together?

Buy-Sell and Shareholder Agreements: What Happens When a Business Partner Dies?

August 23, 2023

We left off last week discussing why it’s important for individuals operating a business together to have a legal agreement that addresses what will happen with the business if either party becomes disabled. In this edition of Intentional Success, I speak to the issue of what will happen if one of them dies.

How to Set and Find Your Path With Goal Planning

August 16, 2023

Your life is ever-evolving and multi-faceted, and so are your goals. Wiegers Financial & Benefits offers a holistic approach to financial planning to ensure that no matter how your circumstances and goals change and no matter how complex they become, we cover all of the bases. In our latest blog post Cliff Wiegers speaks about his experience with goal planning and how set and find your path with it.

Up to Date or Out of Date? Everything You Need to Keep Current in Your Financial Plan

August 9, 2023

Your life is ever-evolving and multi-faceted, and so are your goals. Wiegers Financial & Benefits offers a holistic approach to financial planning to ensure that no matter how your circumstances and goals change and no matter how complex they become, we cover all of the bases. As we all know, life can change in an instant, leaving our best-laid plans torn to pieces. However, it is critically important to pick up the pieces and find the new course we are to take so that, despite the interruption, we can get to where we want to be.

Workplace Culture Impacts Your Company’s Bottom Line

August 2, 2023

Wiegers Financial & Benefits is one of Saskatchewan’s largest private financial planning and group benefits consulting firms. More than ever, employees are choosing employers who care, and a custom-designed Group Life and Health benefits plan that helps look after your employees is one of the foundational components of a competitive rewards and compensation strategy that will attract and retain strong talent over the long-term.- in our latest benefits news we share why the strength or weakness of your workplace wellness culture impacts your company’s bottom line.

RESP Withdrawals: Strategies and Tax

July 26, 2023

Wiegers Financial & Benefits is a prominent leader among Saskatchewan’s private financial planning and employee benefits consulting firms. Our Financial Planning Division is dedicated to offering business owners, individuals, and families top-notch investment and insurance planning services, ensuring they successfully navigate the path toward their long-term financial aspirations. Additionally, we have a specialized Group Benefits Division to cater to our client’s diverse needs. In our latest article, we share RESP Withdrawal strategies when it comes to paying for your children’s education and the tax implications that follow.

Passing on the Family Cabin

July 19, 2023

Wiegers Financial & Benefits is one of the largest private financial planning and employee benefits consulting firms in Saskatchewan. Our Financial Planning Division provides business owners, individuals and families with expert investment and insurance planning services to help them reach their long-term financial goals. We also have a Group benefits division. In our latest news, Colton Wiegers explains the personal, legal, and tax implications of passing on the family cabin.

Questions You Need to Be Asking Your Benefits Advisor

July 12, 2023

Do you know the questions you need to be asking your benefits advisor to help ensure that he or she is doing the best job for your employees, your business, and you? There’s more to it than most people realize. Benefits Advisor Matthew Hill explains. Your benefits advisor is undoubtedly an essential hire. Not only does he or she help impact your company’s bottom line but your advisor also plays a critical role in helping you look after your valued employees and their families. But how can you be confident you’ve made a good hire?

Building Your Team is Important to Building Your Business

July 5, 2023

It is important for you as an employer to understand what motivates or is valued by your employees. It’s not always about the money. Some of your people may value a flexible work schedule, e.g. the single parent who juggles after school activities for his or her children might appreciate being able to be at home when the children return from school.

The Importance of Succession Planning

June 21, 2023

A carefully crafted succession plan is an important part of any successful small business. It can help you clearly identify your company’s goals, protect the legacy of the business, plan for the unexpected, and prepare for the financial security of your family and employees. The planning process can feel overwhelming at first but carefully thinking through all aspects of your business is time well spent.

Cash Flow Planning and Budgeting

June 14, 2023

The Benefits of Continuing Your RRSP Contributions During an Economic Downturn

May 31, 2023

Wiegers Financial & Benefits is one of Saskatchewan’s premier locally owned family business specializing in financial planning and employee benefits consulting. Within our Financial Planning Division, we offer expert investment and insurance planning services to business owners, individuals, and families, assisting them in achieving their long-term financial objectives. Additionally, we have a Group Benefits Consulting Division which plays a vital role in helping clients become – and remain – employers of choice by providing their employees and families with the group benefits, personal insurance & retirement plans they want. In our recent blog, Cliff Wiegers explains the benefits of continuing your RRSP contributions during an economic downturn.

How Employee Benefits Can Help You Build an Inclusive Workplace

May 17, 2023

Within our Financial Planning Division, we offer expert investment and insurance planning services to business owners, individuals, and families, assisting them in achieving their long-term financial objectives. Additionally, we have a Group Benefits Consulting Division which plays a vital role in helping clients become – and remain – employers of choice by providing their employees and families with the group benefits, personal insurance & retirement plans they want. But workplace benefits and perks are now going beyond traditional group benefits methods, Deb Wiegers explains how additional benefits can help you build an inclusive workplace.

Business Coaching Takeaways: Part 1

May 3, 2023

Your life is ever-evolving and multi-faceted, and so are your goals. Wiegers Financial & Benefits offers a holistic approach to financial planning to ensure that no matter how your circumstances and goals change, and no matter how complex they become, we cover all the bases. In our latest article, Cliff Wiegers shares some of the lessons he’s learned in almost 35 years of business coaching. If you are a business owner, these are lessons we predict would benefit you too.

Win the War For Talent With A GRSP

April 26, 2023

Wiegers Financial & Benefits is one of Saskatchewan’s largest private financial planning and group benefits consulting firms. In the war on talent, you must stand out. More than ever, employees are choosing employers who care, and a custom-designed Group Retirement Saving Plan that helps look after your employees is an excellent compensation strategy that will attract and retain strong talent over the long term. Thinking about providing your employees with a Group Retirement Savings Plan (GRSP)? It’s a great idea, and here’s why.

What is Socially Responsible Investing?

April 5, 2023

Wiegers Financial & Benefits provides expert financial planning services to business owners and individuals like you. Our role is to help you make the most of your assets to achieve both short and long-term goals efficiently. In our latest article, we explain what is socially responsible investing is, and why it is so important.

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